Suburban homes illustrating Texas home and auto insurance coverage

Texas Home Insurance Mitigation Discounts: What TDI’s 2026 Bulletin Means

TDI is urging insurers to reward stronger roofs, FORTIFIED homes, and wildfire mitigation. Here’s what Texas homeowners should ask before spending money.

Suburban homes illustrating Texas home and auto insurance coverage

Texas Insurance Rate Filings: How to Check a Rate Change

Use Texas Department of Insurance rate filings to check home or auto rate changes, renewal effective dates, filing status, and supporting documents.

Car insurance paperwork being checked with a magnifying glass

Texas Insurance Nonrenewal: Your Right to a Written Reason

Texas insurers must give written reasons for certain auto and home policy declinations, cancellations, and nonrenewals after Jan. 1, 2026. Here’s what to do.

Aerial view of storm-damaged property used as an illustrative disaster-recovery image

Texas Disaster Scams: Contractors, Charities and Price Gouging

After a Texas disaster, scammers may pose as contractors, charities, or sellers. Use this verification checklist before paying or donating.

Refrigerator in a home kitchen during a power outage

Texas Power Outage Food Spoilage: What Insurance May Cover

Some Texas home and renters policies may cover spoiled food after a qualifying outage. Learn what to check, document, and ask before filing.

Car insurance paperwork being checked with a magnifying glass

Fake Auto Insurance in Texas: Verify Coverage Before You Pay

Texas officials warn about fake auto insurance. Learn how to verify an agent and insurer, spot payment red flags, and report suspected fraud.

Residential rooftop solar panels on a house

Texas Solar Sales Rules 2026: Registration, 5-Day Cancellation Right and What Homeowners Should Check

Texas solar retailers and salespeople now face registration rules. Here is what homeowners should check before signing a residential solar contract in 2026.

Suburban homes illustrating Texas home and auto insurance coverage

Texas Insurance Price Optimization Ban: What Home and Auto Policyholders Should Know in 2026

Texas regulators say insurers cannot use customer loyalty or shopping behavior as a pricing factor. Here is what the 2026 TDI guidance means for home and auto policyholders.