Texas Home Insurance Mitigation Discounts: What TDI’s 2026 Bulletin Means
TDI is urging insurers to reward stronger roofs, FORTIFIED homes, and wildfire mitigation. Here’s what Texas homeowners should ask before spending money.
Bill Pay Search Ad Scams: Find the Real Payment Site
Paid search ads can lead to third-party bill payment sites that look official. Learn how to verify the real biller, avoid surprise fees, and respond safely.
Texas Insurance Rate Filings: How to Check a Rate Change
Use Texas Department of Insurance rate filings to check home or auto rate changes, renewal effective dates, filing status, and supporting documents.
Texas Insurance Nonrenewal: Your Right to a Written Reason
Texas insurers must give written reasons for certain auto and home policy declinations, cancellations, and nonrenewals after Jan. 1, 2026. Here’s what to do.
Texas Disaster Scams: Contractors, Charities and Price Gouging
After a Texas disaster, scammers may pose as contractors, charities, or sellers. Use this verification checklist before paying or donating.
Texas Power Outage Food Spoilage: What Insurance May Cover
Some Texas home and renters policies may cover spoiled food after a qualifying outage. Learn what to check, document, and ask before filing.
Fake Auto Insurance in Texas: Verify Coverage Before You Pay
Texas officials warn about fake auto insurance. Learn how to verify an agent and insurer, spot payment red flags, and report suspected fraud.
Fake Car Dealership Websites: How to Verify a Dealer Before Sending a Deposit
Fake dealership sites can copy real business names, photos, reviews, and inventory. Use this verification checklist before sending a deposit or wiring money for a vehicle.
Farm Equipment Scams: How to Verify a Tractor Dealer Before Wiring Money
Fake tractor and farm-equipment dealers can imitate real businesses, send invoices, and demand wire transfers. Verify the dealer, machine, and payment destination before sending money.
Parking QR Code Scams: How Fake Stickers on Meters Can Steal Your Payment Details
Scammers can place fake QR-code stickers over legitimate parking instructions. Here is how to verify a payment link, protect your card, and respond if you scanned one.